my total money makeover

i don't remember how i started listening to him; all i know is that i now listen to him most days and he is changing my life.  'he' is dave ramsey.  i just finished his book the total money makeover and i'm currently reading financial peace revisited.  dave doesn't teach anything new or extraordinary.  rather, his philosophy is simply to live on less than you make.  it seems like pretty straightforward advice, right?  well, considering the level of debt in the average american household, it seems as if it is a lesson that everyone (myself included) could use.  


listening to dave and reading his books has made me realize that it is absolutely possible to do things financially that you previous thought were impossible.  all it takes is dedication and time.  unfortunately, most of us want it and we want it now.  he will teach you how to change this.  


his books are all on sale at the moment for $10 each - a perfect gift for christmas!  buy here. you won't regret it!